Financial AI Engine Free Forever · 30 / Day Indian Financial Intelligence

Upload Bank Statement / Financial PDF

Extract transactions, compute monthly burn, uncover hidden bank charges, evaluate EMIs, and receive personalized savings recommendations.

📄

Drag & Drop Bank Statement (PDF)

Supports HDFC, SBI, ICICI, Axis, Kotak, any Bank Statement, P&L or CSV

Extracted Financial Text Preview 0 characters

Financial Intelligence Report

AI-powered breakdown of inflows, outflows, risk flags & wealth recommendations.

📊

No Statement Analyzed Yet

Upload a bank statement PDF on the left or click "Load Sample HDFC Statement" and hit "Analyze Financial Statement with AI".

Add Expense

Track daily transactions, categorize spends marketing_editor.expenses.

Free Forever

Expense Title / Description

Amount (₹)

Date

Expense Overview

Cloud Auto-Synced · Click to manage

Total Spent
₹ 0

Remaining Budget

₹ 50,000

Transactions

0% of budget used On Track

Date	Description	Category	Mode	Amount

Loan & EMI Calculator

Accurate equated monthly installment calculation with amortization schedule.

Loan Amount (₹) ₹ 50,00,000

Interest Rate (% p.a.) 8.5%

Tenure (Years) 20 Years

Repayment Summary

Total cost breakdown of the borrowing over tenure.

Monthly EMI
₹ 43,391

Total Interest

₹ 54,13,879

Total Payment

₹ 1,04,13,879

Principal (48%) Interest (52%)

Yearly Amortization Schedule

Year	Principal	Interest	Balance

GST Calculator & Invoice Breakdown

Compute CGST, SGST, IGST for any invoice amount.

Calculation Mode

Transaction Type

Amount (₹) ₹ 10,000

GST Slab Rate

Tax Split & Final Bill

Official tax breakdown ready for bill presentation.

Net Base Amount

₹ 10,000

Total GST (18%)

₹ 1,800

Gross Total
₹ 11,800

Component	Rate	Tax Amount
CGST (Central Tax)	9%	₹ 900
SGST (State Tax)	9%	₹ 900

SIP Investment Planner

Systematic investment plan compounding growth calculator.

Monthly Investment (₹) ₹ 10,000

Expected Return Rate (% p.a.) 12%

Duration (Years) 15 Years

Annual Step-up (+10% increase every year)

Maturity Wealth Projection

The magic of long-term power of compounding.

Invested Capital

₹ 18,00,000

Wealth Gain

₹ 32,45,760

Total Future Wealth
₹ 50,45,760

Invested (35%) Wealth Gain (65%)

Wealth Milestones

Milestone	Invested	Total Wealth	Gain Multiplier

Runway & Burn Rate

Essential cash health metrics for startups & growing agencies.

Current Cash Balance (₹) ₹ 25,00,000

Monthly Revenue (₹) ₹ 3,00,000

Monthly Gross Expenses (₹) ₹ 5,50,000

Runway Health Status

Timeline before reaching zero cash without new funding.

Net Monthly Burn
₹ 2,50,000

Remaining Runway
10.0 Months

⚠️ Moderate Runway: Plan funding or revenue growth

Zero-Cash Estimated Date

Break-Even Revenue Gap

₹ 2,50,000 / month

Indian Income Tax Comparison

Evaluate New vs Old Tax Regime for individual salaried taxpayers.

Gross Annual CTC / Income (₹) ₹ 15,00,000

Section 80C Deductions (PPF, ELSS, EPF - max 1.5L)

Section 80D (Health Insurance)

HRA & Home Loan Interest (Sec 24b)

Regime Comparison Verdict

Detailed liability side-by-side with cess included.

New Regime Recommended

You save approximately ₹ 18,200 with the New Regime.

New Regime Tax

₹ 1,48,200

Old Regime Tax

₹ 1,66,400

Metric	New Regime	Old Regime
Standard Deduction	₹ 75,000	₹ 50,000
Other Exemptions	₹ 0	₹ 2,75,000
Taxable Income	₹ 14,25,000	₹ 11,75,000

Margin & Markup Calculator

Determine profitable selling prices for products & services.

Cost Price / Unit (₹) ₹ 800

Selling Price / Unit (₹) ₹ 1,200

Profit Analysis

Key retail and wholesale profitability figures.

Net Profit / Unit
₹ 400

Gross Margin

33.3%

Markup %

50.0%